Meet the Team

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Zoe Adlam Partner

Zoe is General Counsel at XPS Pensions Group. She is responsible for ensuring that the legal and compliance needs of the group are met. Zoe has significant in-house experience as trusted corporate advisor and company secretary, and whilst in private practice advised on corporate and financial transactions.

In her spare time, Zoe loves travelling and attempts to compete in triathlons. Before deciding on a career in law Zoe was going to be a wedding planner!

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John Batting Partner

John Batting was CEO of Punter Southall Ltd between 2004 and 2018. He was one of the four founders of BGJ & Co Limited; an actuarial consulting business which was established in 1993 and subsequently merged with the Punter Southall businesses in 2002. John is a Scheme Actuary with over 38 years of experience in the actuarial profession; providing pensions and investment advice to both trustees and sponsoring companies, and has acted as an expert witness on pension matters.

Jonathan Bernstein Partner - Chief Operating Officer

Jonathan is Chief Operating Officer, responsible for the central functions of XPS including  HR, IT, Marketing and Risk, as well as more general operational matters across the firm. A key aspect is ensuring that XPS operates consistently, effectively and efficiently in a coordinated manner across key business lines including Pensions and Administration. As well as business leadership, he is also involved with major client relationships and holds Scheme Actuary appointments.

Prior to taking this role in April 2019, Jonathan was Head of Pensions with responsibility for the pensions consultancy business and sat on the plc Board. During 2016-17 he was also responsible for the investment and administration businesses.  

Before joining XPS, Jonathan was Mercer's UK Chief Actuary, where he managed commercial risks across the firm's Retirement Consulting business as well as leading on all aspects of professionalism and quality for circa 500 qualified and trainee actuaries.

Peter Black Partner

Peter joined the business straight from university and has been working in it for over twenty years. He advises a range of trustee and corporate clients, and is head of actuarial graduate recruitment.

On the Scheme Actuary side, his recent experience includes advising trustees on a Pensions Regulator moral hazard case. He is responsible for running the accounting exercises under UK, international and US GAAP for our larger corporate clients; and in recent years has also been involved in some large expert witness cases

He is a keen sports fan and still turns out for the office cricket team.

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Andy Bowsher Partner - Director of Self Invested Pensions

Andy runs the SIPP and SSAS business here at XPS Pensions Group and is the FCA Authorised Person at CF1 Director level. He is responsible for all aspects of performance of this business from strategy, through product, marketing, sales, systems, and customer service. Andy’s been in and around the pensions industry for some 30 years, working across individual and corporate pensions and as far afield as Asia. A passion for providing the very best, personally delivered, service to both clients and regulated financial advisers is at his core – and doing this well has grown our specialist SIPP and SSAS team to over 70 "clever and talented" people.

Andy’s run a marathon or two in his time, and plays a bit of golf, but his sporting passion has remained tennis. He still competes in the county (old timers!) league, albeit at a somewhat slower pace than years past; and with a growing fondness of the after match refreshment.

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Ben Bramhall Co-Chief Executive Officer

Ben is a senior actuary with around 20 years’ experience in the pensions industry and advises a wide range of trustees and corporate sponsors on all matters relating to pension provision. Ben joined XPS in April 2014, and is primarily responsible for the day to day operations of the business. This covers the provision of services to XPS’s existing clients, revenue generation and the Group’s people agenda.

Since joining XPS in April 2014, he has played a key role in the development and implementation of the strategy for XPS as well as the hiring of key staff and development of new services and infrastructure.

Ben joined XPS from KPMG in London where he played a key role in its development from a small team to one of the leading providers of corporate pensions advisory services.

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