Business model
XPS Group is a leading UK consulting and administration business specialising in the pensions and insurance sectors. A FTSE 250 company, XPS combines expertise and insight with advanced technology and analytics to address the needs of over 1,300 pension schemes and their sponsoring employers on an ongoing and project basis.
We undertake pensions administration for over one million members and provide advisory services to schemes and corporate sponsors in respect of schemes of all sizes, including 86 with assets over £1bn.
We also provide wider ranging support to insurance companies in the life and bulk annuities sector.
Our resources
Our people
Experts in their fields, our people drive the business. They’re the innovators, the problem-solvers, the forward-thinkers, and that’s why we invest in them.
Our culture
Values driven, employee centric, inclusive, friendly, meritocratic – our culture empowers our business.
Our technology
We invest in technology to deliver our services efficiently, and to bring clarity and understanding to the complex problems we help to solve.
Our financial strength
We are consistently profitable with the financial resources to invest in the development of services to anticipate client needs.
Our competitive advantage
Specialist insight and expertise
Our team of experts brings deep knowledge and experience to the table.
Exceptional quality service and tailored solutions
We pride ourselves on delivering a quality service.
Our culture
Our culture and values guide us in everything we do.
Diverse client base
XPS serves a diverse range of clients, including large corporate schemes, public sector funds, smaller pension arrangements and other financial institutions.
Strong brand
Our strong award-winning brand sets us apart from our competitors and communicates our values and brand promise.
How we create value
Advisory
Offering consultancy services on various
aspects of pension schemes, advising clients
on investment strategies for their pension
funds and also providing a wider range of
support services to insurance companies
in the life and bulk annuities sector.
Administration
Managing the day-to-day operations of
pension schemes, including member data,
contributions, benefit calculations, and
communication with members.
Capital allocation priorities

Effective capital allocation is crucial for sustained growth and competitiveness. It plays a vital role in shaping the firm’s overall strategy and ensuring long-term success.
Value for all stakeholders

Clients
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Specialist insight and expertise leading to better outcomes for all stakeholders
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High-quality service and tailored solutions
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Value for money

Our people
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Stimulating working environment and attractive career prospects
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First-class training and support towards professional qualifications
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Competitive remuneration and benefits

Shareholders
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Track record of growing revenues, profits and dividends – more than £113 million paid in dividends since listing in 2017
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Non-cyclical demand for services
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Highly predictable revenues
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Strong cash generation

Community and environment
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Positive impact on communities through supporting local and national charities
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Open and fair relationships with regulators and suppliers through regular engagement
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Investment in two key global projects that support the global low-carbon objective
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Register for events
We enjoy hosting a wide range of events for pension scheme trustees, corporate sponsors, independent trustees, and pensions professionals.
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