Journey Planning is vital to the success of pension schemes. It is the process that helps you plan and ensure you will get to your end-game target.

It describes an Integrated Risk Management approach (as recommended by the Pensions Regulator) reflecting three key interconnected elements:

  1. Covenant
  2. Scheme funding
  3. Investment strategy

These three elements combine to get you to your agreed end-game target.

We have designed our Journey Planning process across these three elements to help you answer these four key decisions for your scheme:

  1. What is the end-game target for your scheme?
  2. What is the right initial level of return and risk?
  3. How might the target return and risk reduce over time? 
  4. How should you adjust your strategy, if or when, circumstances change

Upcoming event

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Monday, 14 March 2022 Pension Scheme Impacts of Russian Disinvestment
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XPS Investment | Quarterly Update

Choppy gilt yields put pressure on pension scheme funding levels

XPS Fiduciary Management FM Watch 2021 How do fiduciary managers de-risk as schemes approach their long-term funding targets? First green gilt issued. What does this mean for pension schemes? Investment Fund ESG review 2021 ESG Integration: How Fiduciary Managers stack up Does your scheme’s ESG strategy reflect your trustees’ views?
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Key Contact

Ben Gold

Head of Investment

T: 0113 887 9045

Get in Touch