Pensions advisory

The advice we give, the services we deliver, the award-winning solutions we develop – everything we do is centred around helping members receive the best outcomes and security in retirement.

Legislation, regulations and risks

Legislation, regulations, risks and opportunities are all constantly on the move. Challenges for trustees and corporate sponsors range from managing the impact of new legislation and responding to The Pensions Regulator’s evolving governance requirements to responding to climate risk, and changes in economies, markets and members’ circumstances. The pensions landscape doesn’t stand still. Neither do we.

Our people

Our people are proactive, always looking to be one step ahead of the curve and at the forefront of emerging issues for defined benefit (DB) and defined contribution (DC) schemes, so that we can advise clients on how best to prepare for the future. The strong grounding we have in the complex issues that surround pensions and the thought leadership role we play enable us to devise long-term strategies for the many different outcomes that could arise.

Technology and trackers

During the pandemic, we developed XPS COVID-19 Impact Analytics to help employers and trustees understand how vulnerable their pension schemes are to the long-term economic and demographic impacts of COVID-19. The results show that, across all DB pension schemes, the impact of COVID-19 on life expectancy changes could cause a reduction in liabilities by as much as 5%. Insights such as this help inform the actions that can be taken to protect funding positions and members.

View our trackers

Tailored advice

Of course, no two schemes are the same. That’s why we take the time to get to know our clients and everything they’re hoping to achieve. Only then can we get working on delivering the best outcome for pension scheme members, corporate sponsors, their members and employees.

And if there isn’t a solution that works for the client, we’ll apply our expertise, cutting-edge technology and all the tools at our disposal to develop one. No matter what the issue – GMP equalisation, scam protection, risk management, de-risking, scheme funding, covenant, data analytics – we relish the challenge of problem solving. How we apply our expertise and the innovative and tailored solutions that we deliver sets us apart from the competition.
So too does our independence, openness and transparency. Whether working for trustees or employers, DB or DC schemes, we actively encourage a collaborative approach. Why? Because we find that when the perspectives of both trustees and employers are understood by both sides, the best outcomes for members are secured. That is, after all, what we’re all about.